Main Content

Percentage Rate

Why is the APR higher than the interest rate?

The difference between Interest Rate and Annual Percentage Rate (APR). Why is APR higher than the interest rate? The APR accurately reflects the cost of the mortgage including the rate of interest, financing fees and charges based on the term ...

Read more

Steps in the Home Buying Process

Steps to the Home Buying Process

Steps to the Home Buying Process. Here, we have the order of things in the home buying process. The homebuying process is similar to preparing a great meal. First you take inventory of everything you need before you begin, and so is the c...

Read more

Buy a Bigger House now with Low Interest Rates

Rethink the Starter Home Strategy

Beginning homeownership with a "starter" home, has long been the traditional strategy for generations. Part of the logic behind starting with a smaller home; it gives you an opportunity to learn what it takes to maintain a house and helps y...

Read more