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How to Buy Foreclosure Property

Learning how to buy foreclosure property can be a very educational experience. You do not have to be an experienced investor in order to do this. No indeed, even first time home buyers are looking to the foreclosure market for their housin...

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What is Environmentally Friendly Real Estate?

We are hearing this expression a lot more these days “Green”. The federal government does not have a specific definition for “environmentally- friendly”, so we have to rely on organizations that will set standards to qualify a produ...

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CONFORMING LOAN LIMIT FOR U.S.

CONFORMING LOAN LIMIT FOR U.S. TO REMAIN AT $417,000 IN 2009 The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit will remain $417,000 for 2009 for most areas in the U.S. but specified higher limits in certai...

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Real Estate Agents: Finding a Great One

You do not have to use an agent to buy or sell your house, but it sure makes things a whole lot easier. If you are a buyer, hiring an agent is a no brainer because you do not have to pay for the fees – the seller does. And sellers can gr...

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Make your home Eco-Friendly!

With the concern for our futures energy everyone needs to start doing their part to help our planet by making some changes in the way we utilize energy! Don’t think that the little things you can do to your home and lifestyle won’t mak...

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The Housing and Economic Recovery Act of 2008

Passed in early August, this housing bill promises to impact the real estate market in several different ways. First, it will allow about 400,000 homeowners who owe more than their homes are currently worth to refinance into federally back...

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The Mortgage Debt Forgiveness Tax Act

In a short sale, a homeowner sells their home for less than they owe, and the mortgage holders agree to forgive some or all of the debt secured by the property. Until 2007, a homeowner who liquidated her home through a short sale was charg...

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The Economic Stimulus Act of 2008

From my point of view, there are three recent real estate laws every home buyer, home seller and homeowner should be aware of and the first is: 1. The Economic Stimulus Act of 2008. Why do you care about this one? Because it temporarily in...

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Buying, selling or refi? New laws will help

Late last year, the federal government started responding legislatively to the upheaval in the housing market. Some argue that the resulting laws have been too little; others feel they are too late. My guess is that with the upcoming electi...

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