Main Content

Real Estate Agents: Finding a Great One

You do not have to use an agent to buy or sell your house, but it sure makes things a whole lot easier. If you are a buyer, hiring an agent is a no brainer because you do not have to pay for the fees – the seller does. And sellers can gr...

Read more

Make your home Eco-Friendly!

With the concern for our futures energy everyone needs to start doing their part to help our planet by making some changes in the way we utilize energy! Don’t think that the little things you can do to your home and lifestyle won’t mak...

Read more

The Housing and Economic Recovery Act of 2008

Passed in early August, this housing bill promises to impact the real estate market in several different ways. First, it will allow about 400,000 homeowners who owe more than their homes are currently worth to refinance into federally back...

Read more

The Mortgage Debt Forgiveness Tax Act

In a short sale, a homeowner sells their home for less than they owe, and the mortgage holders agree to forgive some or all of the debt secured by the property. Until 2007, a homeowner who liquidated her home through a short sale was charg...

Read more

The Economic Stimulus Act of 2008

From my point of view, there are three recent real estate laws every home buyer, home seller and homeowner should be aware of and the first is: 1. The Economic Stimulus Act of 2008. Why do you care about this one? Because it temporarily in...

Read more

Buying, selling or refi? New laws will help

Late last year, the federal government started responding legislatively to the upheaval in the housing market. Some argue that the resulting laws have been too little; others feel they are too late. My guess is that with the upcoming electi...

Read more

The Big Bailout – The Good, The Bad, and The Ugly

The federal government has now intervened to provide support for the economy and restore investor confidence by potentially risking hundreds of billions of taxpayer dollars. While allocating taxpayer money to support illiquid mortgage asse...

Read more

Understanding Short Sales

The recent decline in property values has created many challenges for real estate agents and homeowners alike, but a “Short Sale” could be the key to a happy ending. One of the biggest misconceptions about short sales is that they are d...

Read more

Has the housing market hit bottom?

In some areas, foreclosures are increasing, housing inventories are higher than normal, and even well-qualified borrowers cannot receive mortgage loans. Many homeowners and home buyers also are becoming increasingly concerned about when the...

Read more